Alternatives to Mollie — Online and in-person payments built for businesses of every size
Businesses searching for Mollie alternatives often need payment solutions that match its European focus, transparent fees, and support for local methods like iDEAL alongside global cards and PayPal. Mollie stands out with fast onboarding, in-person Tap to Pay on iPhone, recurring billing, and embedded payments for platforms, serving over 250,000 companies from startups to enterprises. Alternatives may appeal if you require deeper international reach, advanced fraud tools, or different pricing structures for high-volume transactions. Comparing options helps identify the best fit for online checkout optimisation, subscription management, or point-of-sale needs while maintaining strong conversion rates and compliance. Evaluate based on your target markets, integration requirements, and whether you prioritise simplicity or extensive developer resources.
GoCardlessStripe is a full-stack payments platform offering cards, ACH, Bacs and international transfers alongside powerful subscription billing tools. It provides broader global card acceptance than GoCardless but typically charges higher fees for bank payments. Teams that need one dashboard for both cards and Direct Debit often run Stripe next to or instead of GoCardless.
StripeStripe is a full-stack payments platform offering cards, ACH, Bacs and international transfers alongside powerful subscription billing tools. It provides broader global card acceptance than GoCardless but typically charges higher fees for bank payments. Teams that need one dashboard for both cards and Direct Debit often run Stripe next to or instead of GoCardless.
PayPalPayPal supports one-off and recurring payments via cards, bank accounts and PayPal balance with a large existing user base. Compared with GoCardless it offers easier global checkout but higher transaction costs for bank transfers and less emphasis on automated Direct Debit recovery features.
AdyenAdyen provides enterprise-grade global acquiring with local bank payment methods across many countries. It is stronger than GoCardless for large international merchants needing unified reporting and card processing, yet usually requires more setup and has higher minimum volumes.
ChargebeeChargebee is a subscription billing platform that integrates with multiple payment gateways including GoCardless itself. As an alternative it adds advanced dunning, revenue recognition and plan management on top of payment collection, suiting SaaS companies outgrowing basic GoCardless invoicing.
BraintreeBraintree, a PayPal service, focuses on developer-friendly card and PayPal payments with some ACH support. It lacks GoCardless's depth in automated Direct Debit retries and UK Bacs mandate management, making it better for marketplaces prioritising global card checkout.
RecurlyRecurly specialises in subscription lifecycle management with smart dunning and analytics. It can connect to bank payment processors but does not replace GoCardless's core low-cost Direct Debit collection, so it is usually paired with rather than swapped for GoCardless.
PaddlePaddle offers merchant-of-record services handling global payments, tax and subscriptions. Compared with GoCardless it removes more operational burden for SaaS firms but takes a larger revenue share and is less focused on domestic Direct Debit efficiency.
WorldpayWorldpay provides broad acquiring services including cards and direct debits for mid-market and enterprise clients. It offers more physical terminal options than GoCardless but generally involves higher setup complexity and less transparent pricing for pure recurring bank payments.
ZuoraZuora is an enterprise subscription management platform with strong billing, finance and payment orchestration features. It can orchestrate GoCardless or other processors underneath, making it a complementary rather than direct replacement for companies needing advanced revenue workflows.