
Pay & get paid: Easy bill paying service for businesses
Melio focuses on B2B bill pay and accounts payable automation with support for checks, ACH, and cards. It helps businesses pay suppliers efficiently yet offers limited buyer-facing trade credit or white-label checkout financing. Teams evaluating it against Balance find Melio lacks the seller-side risk removal and instant net-terms approval engine that Balance provides for revenue growth.
Free
Consumer banking from Goldman Sachs

Early pay, advances up to $750, and credit building in one app.

Investing app for beginners offering stocks, ETFs, Smart Portfolios and recurring investments.