12 Best Pelago Alternatives & Competitors (2026)

Gusto combines payroll, HR, and benefits into one platform, making it a strong alternative for small businesses that want insurance shopping plus automated tax filing and employee self-service. It offers access to multiple health plans and integrates deductions seamlessly, similar to SimplyInsured, but adds time tracking and compliance tools. Pricing is subscription-based rather than free, which may suit companies already using its payroll features. Gusto's strength lies in unified workflows, though it may present fewer plan options than SimplyInsured's hundreds of carrier choices in some states.

eHealth is a consumer-facing online insurance marketplace that also supports agents with quoting for ACA and Medicare plans. It provides broad plan comparison tools and enrollment tracking but typically operates on a lead-generation or commission model rather than HealthSherpa's free agent platform. Agents may find eHealth useful for reaching individual shoppers directly, yet it lacks HealthSherpa's reported 7-minute application speed and dedicated agency fraud alerts.

eHealth is a consumer-facing online insurance marketplace that also supports agents with quoting for ACA and Medicare plans. It provides broad plan comparison tools and enrollment tracking but typically operates on a lead-generation or commission model rather than HealthSherpa's free agent platform. Agents may find eHealth useful for reaching individual shoppers directly, yet it lacks HealthSherpa's reported 7-minute application speed and dedicated agency fraud alerts.

Paychex delivers payroll, HR, and retirement services alongside health insurance options for small businesses. It supports automated deductions and some plan selection features comparable to SimplyInsured. Pricing is generally subscription-based rather than free. Paychex excels in established payroll relationships and reporting but may require more manual steps for open enrollment than SimplyInsured's 1-click online process.

Zenefits delivers an all-in-one HR platform with benefits administration, payroll, and compliance for small and mid-size teams. It provides plan comparison and enrollment tools comparable to SimplyInsured but bundles them with time-off tracking and onboarding automation. While SimplyInsured focuses purely on free insurance recommendations and support, Zenefits charges for its broader suite. It excels for companies seeking to replace multiple vendors, though users may find the insurance marketplace less carrier-dense than SimplyInsured in certain markets.

Justworks offers professional employer organization services that include health insurance, payroll, and HR support for small businesses. It provides vetted plans and dedicated account management similar to SimplyInsured's licensed agent team. Pricing follows a subscription model with employer fees, unlike SimplyInsured's no-fee approach. Justworks shines in compliance-heavy industries and offers co-employment options, but businesses wanting pure plan shopping without PEO overhead may prefer SimplyInsured's lighter, free model.

HealthCare.com delivers an online platform for comparing and enrolling in ACA plans with some agent partnership features. It provides educational content and plan finders similar to HealthSherpa but without the same emphasis on 7-minute applications or carrier-integrated ecosystems for agencies. Brokers seeking alternatives may choose it for its consumer branding strength.

Stride Health focuses on ACA and ICHRA enrollment with personalized plan recommendations and employer tools. It targets both individuals and small businesses, offering a different use case than HealthSherpa's agent-centric quoting speed. Agencies evaluating alternatives might prefer Stride for ICHRA support but could miss HealthSherpa's free model and broker training resources.

Policygenius is an insurance brokerage platform covering health, life, and other lines with digital quoting and licensed agent support. While it handles ACA plans, its broader scope differs from HealthSherpa's specialized ACA and Medicare focus. Agents may consider it for multi-line needs but HealthSherpa remains stronger for pure enrollment speed and agency volume tracking.

Insurify provides instant insurance quotes primarily for auto and home but has expanded into health plan comparisons. Its algorithmic approach contrasts with HealthSherpa's agent workflow tools and carrier partnerships. It serves as an alternative mainly for brokers wanting quick consumer-facing quotes rather than full ACA enrollment management.