12 Best Worldpay Alternatives & Competitors (2026)

PayPal supports one-off and recurring payments via cards, bank accounts and PayPal balance with a large existing user base. Compared with GoCardless it offers easier global checkout but higher transaction costs for bank transfers and less emphasis on automated Direct Debit recovery features.

Square provides hardware-optional mobile payments and point-of-sale tools used by small retailers and some tour operators. Its strengths include quick setup and inventory features. Relative to Tab, Square focuses less on advance booking deposits or weekly currency-specific payouts for international tourism, suiting domestic operators better than global hotel groups.

Stripe is a full-stack payments platform offering cards, ACH, Bacs and international transfers alongside powerful subscription billing tools. It provides broader global card acceptance than GoCardless but typically charges higher fees for bank payments. Teams that need one dashboard for both cards and Direct Debit often run Stripe next to or instead of GoCardless.

Adyen provides enterprise-grade global acquiring with local bank payment methods across many countries. It is stronger than GoCardless for large international merchants needing unified reporting and card processing, yet usually requires more setup and has higher minimum volumes.

Chargebee is a subscription billing platform that integrates with multiple payment gateways including GoCardless itself. As an alternative it adds advanced dunning, revenue recognition and plan management on top of payment collection, suiting SaaS companies outgrowing basic GoCardless invoicing.

Stripe is a widely used global payment platform popular with SaaS and e-commerce but also adopted by some hotels and tour sites. It offers extensive developer tools, subscription billing and international card support with transparent pricing. Compared to Tab, Stripe provides more customization options yet requires more technical setup for tourism-specific flows like offline mobile payments or weekly local payouts, making it stronger for tech-savvy operators than simple no-hardware tourism businesses.

Paddle offers merchant-of-record services handling global payments, tax and subscriptions. Compared with GoCardless it removes more operational burden for SaaS firms but takes a larger revenue share and is less focused on domestic Direct Debit efficiency.

Recurly specialises in subscription lifecycle management with smart dunning and analytics. It can connect to bank payment processors but does not replace GoCardless's core low-cost Direct Debit collection, so it is usually paired with rather than swapped for GoCardless.

Checkout.com provides modern infrastructure for international card acceptance with strong conversion tools. Larger travel platforms adopt it for scale. Compared to Tab it delivers advanced optimization but requires more integration effort and does not match Tab's simple weekly free payouts or hardware-free focus for boutique hotels and retreats.

Braintree, owned by PayPal, supports PayPal, cards and Venmo with solid developer APIs. Tourism sites sometimes integrate it for flexible checkout. Against Tab it provides wider wallet options yet lacks the same focus on offline tourism payments or automatic weekly local-currency settlements that Tab emphasizes for hotels and tours.

Zuora is an enterprise subscription management platform with strong billing, finance and payment orchestration features. It can orchestrate GoCardless or other processors underneath, making it a complementary rather than direct replacement for companies needing advanced revenue workflows.