12 Best Xero Alternatives & Competitors (2026)

Oracle NetSuite is a full-suite ERP used by many mid-market retailers for order management, accounting, and financial reporting. It offers native ecommerce connectors but often requires additional reconciliation modules or manual journal work for complex payment and return flows. Compared with Blue Onion, NetSuite lacks the specialized order-to-payout matching engine and daily automated subledger entries, so finance teams frequently layer Blue Onion on top to reach 99% accuracy without extra ERP fees.

QuickBooks is a full-featured accounting platform used globally by small businesses for invoicing, expense tracking, and payroll. It offers stronger reporting dashboards and inventory forecasting than BukuWarung's mobile-centric approach. Pricing follows subscription tiers starting higher than basic BukuWarung plans, suiting users who need multi-user collaboration and tax automation rather than simple daily sales logs.

TallyPrime is India’s widely used accounting and compliance software with built-in GST, e-invoicing and TDS modules. It excels at offline desktop use and basic return filing but offers less cloud automation, vendor-portal collaboration and real-time ITC optimisation than Clear Finance Cloud. Pricing is perpetual-license plus annual support, suiting smaller firms that do not need Clear’s invoice discounting or supply-chain financing.

QuickBooks is Intuit's established accounting suite used by millions of small and mid-size businesses. It provides invoicing, expense tracking, payroll, inventory, and robust reporting with hundreds of integrations. Compared with Cradle, QuickBooks generally offers deeper third-party app support and more mature payroll features, though its pricing can scale higher once multiple users and advanced modules are added.

HighRadius offers AI-powered AR automation focused on collections, cash application, and credit management for large enterprises. It provides strong ERP integrations and analytics but often requires more configuration than Tesorio's agentic approach. Pricing is typically enterprise-level with longer implementation cycles, suiting companies needing deep customization over out-of-the-box AI agents.

LegalZoom guides users through LLC formation, registered agent, and basic compliance packages at low upfront cost. It lacks integrated bookkeeping, IRS tax preparation, and e-commerce reporting, requiring additional services that doola consolidates for founders wanting fewer vendors.

Oracle NetSuite is a full-suite ERP used by many mid-market retailers for order management, accounting, and financial reporting. It offers native ecommerce connectors but often requires additional reconciliation modules or manual journal work for complex payment and return flows. Compared with Blue Onion, NetSuite lacks the specialized order-to-payout matching engine and daily automated subledger entries, so finance teams frequently layer Blue Onion on top to reach 99% accuracy without extra ERP fees.

Notion is a flexible workspace used by some firms to store notes and documents. It can be customized for client files yet lacks accounting-specific features such as prior-period comparison, transaction matching, or review-before-posting controls. Flowglad supplies purpose-built finance memory instead of generic pages.

QuickBooks is a widely used accounting platform offering invoicing, expense tracking, payroll, and robust year-end reporting. It provides strong bank integrations and audit-ready financial statements. Compared to yearend, QuickBooks delivers more mature automation, scalable pricing from freemium to subscription, and extensive third-party app connections for businesses needing reliable close processes.

Stripe is a global payment infrastructure platform popular with SaaS and marketplaces. It excels at subscriptions, international cards and multi-currency payouts with strong developer APIs. Compared to Razorpay, Stripe offers weaker native UPI and Rupay coverage in India and lacks built-in payroll automation, making it less ideal for purely domestic Indian merchants but stronger for cross-border startups that need global settlement without an Indian entity.

Stripe Atlas helps founders incorporate a Delaware C-Corp or LLC and open a US bank account quickly. It provides formation documents and an EIN but lacks ongoing bookkeeping, annual state filings, and e-commerce analytics that doola bundles. Atlas suits developers who want fast setup and later migrate to separate accounting tools.