Hapi alternatives
10 products to explore · 2026
Your shortlist, at a glance.
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About Hapi and its alternatives
Users searching for Hapi alternatives are usually LATAM residents who want an easy way to invest in US stocks, ETFs and crypto without high fees or complex paperwork. Hapi stands out for its zero-commission model, 24/5 trading hours, fractional-share purchases starting at five dollars and explicit SIPC protection. People compare it with other cross-border brokers when they need Spanish-language support, local deposit methods or faster onboarding than traditional US firms. Alternatives often differ in the number of markets offered, margin rates, tax-reporting tools or regulatory coverage outside the US. This page helps investors match their priorities—such as lowest cost per trade, widest crypto selection or strongest educational content—to the right platform while keeping the same core ability to trade US equities from Latin America.
Explore the alternatives
1.eToro
Finance & AccountingeToro is a multi-asset platform popular with LATAM traders for copy-trading and social features. It offers commission-free US stocks and a much larger crypto universe than Hapi. Unlike Hapi’s pure brokerage model, eToro uses CFDs for some instruments and may apply spreads or withdrawal fees. It is suitable for beginners who value community tools over strict SIPC custody.
2.Interactive Brokers
Finance & AccountingInteractive Brokers provides direct market access to US equities, options and futures with very low commissions. It supports more than 150 markets worldwide versus Hapi’s US-only focus. The platform is more advanced and requires greater financial sophistication; it does not emphasize crypto trading the way Hapi does.
3.Trading 212
Finance & AccountingTrading 212 offers commission-free US stocks and ETFs plus a growing crypto selection. It is known for a clean mobile app and fractional shares similar to Hapi. Availability in LATAM is more limited than Hapi and it lacks 24/5 trading hours.
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4.Binance
Finance & AccountingBinance is the largest crypto exchange by volume and also offers tokenized US stocks. It gives LATAM users access to hundreds of coins versus Hapi’s 50+. Regulation and custody differ significantly; Binance does not provide SIPC protection for securities.
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5.Plus500
Finance & AccountingPlus500 is a CFD broker offering leveraged exposure to US stocks, indices and crypto. It does not provide actual share ownership or SIPC coverage. The platform appeals to short-term traders who want leverage, unlike Hapi’s long-term investing focus.
6.Fidelity 401(k)
Finance & AccountingFidelity International serves non-US clients with US stocks, ETFs and research tools. It has no crypto offering and charges no commissions on US equities. Onboarding for LATAM residents is typically slower than Hapi’s five-minute app signup.
7.Charles Schwab
Finance & AccountingCharles Schwab provides robust US stock and ETF access plus strong customer service. International accounts are available but require more documentation than Hapi. The platform does not include cryptocurrency trading.
8.XTB
Finance & AccountingXTB offers commission-free US stock CFDs and real shares in selected markets plus an educational academy. Crypto coverage is narrower than Hapi and the broker uses a mix of CFD and stock ownership models.
9.Revolut
Finance & AccountingRevolut allows European and some LATAM users to buy US stocks and a selection of cryptocurrencies inside a banking app. Commission structures vary by plan and SIPC coverage is not provided for all assets.
10.Webull
Finance & AccountingWebull offers extended-hours trading and commission-free US stocks with a feature-rich mobile app. International availability is limited and it does not yet support cryptocurrency trading for most users outside the US.
See more comparisons in Finance & Accounting alternatives.
Questions about Hapi alternatives
What are the best Hapi alternatives for investors in Mexico and Colombia?
Popular options include eToro, Interactive Brokers and Trading 212, which also allow LATAM residents to access US stocks and crypto. Each platform differs in deposit methods, language support and fee structures compared with Hapi’s zero-commission model.
Is there a Hapi alternative with lower inactivity fees?
Most competitors such as eToro and Interactive Brokers do not charge monthly inactivity fees when account balances stay above modest thresholds, unlike Hapi’s $4.99 fee after 60 days of inactivity on balances under $100.
Which Hapi alternative offers the widest selection of cryptocurrencies?
Binance and eToro list hundreds of coins versus Hapi’s 50+, but they may impose different KYC rules and withdrawal fees for LATAM users.
Can I find a Hapi alternative that also provides 24/5 trading?
Interactive Brokers and some CFD platforms offer extended hours, though exact 24/5 availability and the underlying regulation differ from Hapi’s FINRA/SIPC setup.
Are there Hapi alternatives focused only on stocks without crypto?
Fidelity International and Charles Schwab offer US stock and ETF access to international clients but do not provide cryptocurrency trading inside the same account.