Paytm alternatives
10 products compared · 1 verified · 2026
Your shortlist, at a glance
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RazorpaySee websiteIndia's only full-stack financial solutions company for businesses.
AdyenSee websiteEnterprise fintech platform for unified payments, data, and financial products.
BraintreeSee websitePayments infrastructure for online businessesCCAvenueSee websiteSecure payment gateway with 200+ modes, dynamic routing & zero platform fees for 2 months
PayPalSee websiteThe smarter way to pay, send money and earn rewards securelyPayUSee websiteBest Digital Payments Solutions for India
PhonePeSee websiteUPI Payments, Investment, Insurance, Recharges, DTH & More
Square PayrollSee websiteRun payroll, schedule shifts, and manage staff inside your Square workflow.
StripeSee websiteEconomic infrastructure for the internet.
WhopPaidPayments infrastructure for checkout, subscription billing, embedded payments and global payouts.
About Paytm and its alternatives
Users searching for Paytm alternatives often want other reliable UPI apps that handle bill payments, mobile recharges, ticket bookings and merchant payments without extra fees or complex setups. Paytm stands out for its broad coverage of everyday services including electricity, DTH, water, gas, loan EMI, insurance premiums and travel tickets alongside UPI transfers and business tools like QR and Soundbox. Alternatives typically focus on similar core flows but differ in bank integrations, cashback offers, merchant acceptance density and additional features such as investments or lending. People compare these platforms when they need faster settlement times, wider international support, simpler business dashboards or lower-cost credit options. The goal is usually to find an app that matches Paytm’s convenience for both personal bill management and merchant collections while offering better rewards or fewer service restrictions.
Explore the alternatives
- See website
1.Razorpay
Finance & Accounting
India's only full-stack financial solutions company for businesses.
- See website
2.Adyen
Finance & Accounting
Enterprise fintech platform for unified payments, data, and financial products.
- See website
3.Braintree
Finance & Accounting
Payments infrastructure for online businesses
- See website
4.CCAvenue
Finance & Accounting
Secure payment gateway with 200+ modes, dynamic routing & zero platform fees for 2 months
- See website
5.PayPal
Finance & Accounting
The smarter way to pay, send money and earn rewards securely
- See website
6.PayU
Finance & Accounting
Best Digital Payments Solutions for India
- See website
7.PhonePe
Finance & Accounting
UPI Payments, Investment, Insurance, Recharges, DTH & More
- See website
8.Square Payroll
Finance & Accounting
Run payroll, schedule shifts, and manage staff inside your Square workflow.
- See website
9.Stripe
Finance & Accounting
Economic infrastructure for the internet.
- Paid
10.WhopVerified
Finance & Accounting
Payments infrastructure for checkout, subscription billing, embedded payments and global payouts.
See more comparisons in Finance & Accounting alternatives.
FAQ
Questions about Paytm alternatives
What are the best Paytm alternatives for UPI payments and bill recharges in India?
Popular options include PhonePe, Google Pay and Amazon Pay that support UPI from multiple banks, mobile recharges and bill payments with similar speed and security. Users often switch for different cashback structures or wider merchant acceptance.
How does Paytm compare to PhonePe for business QR and payment gateway use?
Paytm offers QR, Soundbox and all-in-one POS with settlement tools while PhonePe provides strong UPI QR and merchant dashboard features. Merchants compare settlement speed, integration ease and support for offline payments before choosing.
Are there Paytm alternatives focused on ticket booking and travel payments?
Yes, apps like Google Pay and Amazon Pay also allow flight, train and bus bookings with UPI checkout. Travelers look for seamless ticket purchase combined with bill payments and rewards on the same platform.
Which Paytm alternatives offer wealth products like mutual funds and gold?
Groww and Zerodha provide dedicated investment options but lack Paytm’s integrated bill pay and UPI wallet. Users seeking combined payments and investing often evaluate whether one app can replace multiple services.
Do Paytm alternatives support business loans and merchant lending?
Several fintech apps offer merchant loans but Paytm bundles lending with payments, QR and billing software. Business owners compare interest rates, approval speed and repayment flexibility across platforms.