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Column

The platform bank built for scale

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About Column

Column offers direct bank charter access and API-driven money movement with strong compliance tooling. It provides similar direct-rail philosophy but with different emphasis on charter ownership. Increase differentiates through deeper Visa card program features, instant account creation, and automatic correlation of returns using unique trace identifiers from the Federal Reserve.

What Column does

Column is the only nationally chartered bank built to enable developers and builders to create new financial services. It offers full access to ACH rails, FedWire, book transfers, programmable FDIC-insured accounts, customizable card programs, checks, realtime payments, international wires via Swift, and lending tools including loan origination and debt financing. Column moves hundreds of billions monthly with 99.999% uptime and is the No. 1 issuer of real-time payments in the US.

Key features

  • ACH Rails Access
  • FedWire & International Wires
  • Programmable Bank Accounts
  • Card Programs
  • Realtime Payments
  • Lending Infrastructure

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