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Human Interest

The 401(k) for small and medium-sized businesses.

Finance & AccountingFree
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About Human Interest

Human Interest is on a mission to ensure that people in all lines of work have access to retirement benefits. Nearly half of all working Americans are not saving enough for their future. Too often it’s because they are employed by a company that doesn’t offer a retirement plan. Human Interest is changing that by making it affordable and accessible for small and medium-sized businesses to offer employees a path to financial independence through retirement savings. We’re a high-growth tech company changing the retirement industry. We’ve raised 00M and are backed by leading investors. Most recently, by funding from BlackRock as well as many other top investors: TPG (The Rise Fund) with SoftBank led our Series D, Glynn Capital, NewView Capital, USVP, Wing, Uncork, and others.

What Human Interest does

Human Interest provides 401(k) plans for small and medium-sized businesses. It handles plan administration, compliance, IRS filings, and employee support. The service integrates with over 600 payroll providers to automate enrollment and contributions. Pricing uses flat monthly fees plus a percentage of assets, with three service tiers. The company reports launching 1 in 3 new 401(k) plans and serving over 47,000 businesses.

Key features

  • Integrates with 600+ payroll providers
  • Offers three service tiers: Essentials, Complete, Concierge
  • Provides 3(16) fiduciary services on Complete plan
  • Includes employee cash back incentive up to $250
  • Covers audit costs for plans with 100+ participants
  • Matches total cost of competing provider offers

Compare Human Interest with alternatives

For small businesses seeking a low-cost, automated 401(k) with tax-saving features, Betterment for Business is a strong choice. If you already use Gusto for payroll, Guideline 401(k) offers direct integration. For startups wanting crypto options and built-in employee financial guidance, ForUsAll stands out.

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