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PayCaddy

Simplified Banking as a Service for Latam

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About PayCaddy

PayCaddy enables Latam companies to launch financial products with an API based platform. Rather than building fintech from scratch, or dealing with a legacy bank, companies can use PayCaddy to open digital wallets with KYC checks, automate online payments, and issue personalized debit and prepaid cards for customers or employees.

What PayCaddy does

PayCaddy helps Latin American companies launch card issuing programs and financial products through an API-based platform. It serves banks, fintechs, crypto exchanges, retailers, lenders, and marketplaces. The platform offers both API-first integration for technical teams and a no-code whitelabel option for others. It supports Mastercard products with dedicated ICA and BIN under a sponsorship model. Virtual cards can be issued in 24 hours and physical cards in 30 days across 6+ countries. Pricing is not disclosed on the website.

Key features

  • API-first integration with RESTful API
  • No-code whitelabel dashboard
  • Dedicated ICA and BIN sponsorship
  • Virtual cards in 24 hours
  • Physical cards in 30 days
  • Mastercard network support

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