Finance & AccountingPaid
Vanguard 401(k)
Low-cost investing and retirement plans built for long-term success.
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About Vanguard 401(k)
Vanguard offers low-cost index funds and strong record-keeping for 401(k) plans but often requires more plan sponsor involvement in administration compared with OctaveWealth’s full-service 3(16) and dedicated manager model. Its asset-based fees can exceed OctaveWealth’s flat structure for smaller plans.
What Vanguard 401(k) does
Vanguard is one of the world's largest investment companies serving 30 million investors with mutual funds, IRAs, ETFs, and 401(k) plans. It combines time-tested investment principles with low-cost options, personalized advice, retirement tools, and market insights. The firm is owned by its funds, which are owned by its shareholder clients, and emphasizes keeping more of what investors earn.
Key features
- Low expense ratios averaging 0.07%
- Strong long-term fund performance vs peers
- 401(k) plans for sponsors and participants
- Personalized financial advice and tools
- Owned by fund shareholders
