What are the best Revolut alternatives for multi-currency accounts and international transfers?

Wise, Monzo, and Starling Bank provide strong multi-currency or international transfer features. Wise focuses on low-cost transfers and mid-market rates, while Monzo and Starling offer UK current accounts with fee-free spending abroad on paid plans.

Which Revolut alternatives offer higher savings interest rates than 4% AER?

Some competitors like Starling and Monzo provide competitive variable rates on easy-access savings, though rates change frequently and may require specific account types or balances compared to Revolut's plan-based tiers.

Are there Revolut alternatives with commission-free stock trading and no monthly allowances?

Interactive Brokers and Trading 212 often allow more trades without monthly limits, though they lack Revolut's integrated banking features like multi-currency accounts and debit cards.

What Revolut alternatives are fully licensed UK banks with FSCS protection?

Monzo, Starling Bank, and Chase UK are authorised UK banks offering FSCS protection up to £85,000, unlike Revolut's e-money institution status in some regions.

How do Revolut alternatives compare for virtual cards and Apple Pay/Google Pay support?

Most listed alternatives including Wise, Monzo, and N26 support virtual cards and instant wallet addition, though availability and limits vary by plan and region.

Which Revolut alternatives are best for users outside the UK and EEA?

Wise and PayPal offer broader global reach for transfers and spending in regions where Revolut has limited licensing or availability.

10 Best Revolut Alternatives & Competitors (2026)

Revolut logo Alternatives to Revolut — Banking & Beyond: multi-currency accounts, savings, and investing in one app.

Users searching for Revolut alternatives often want a similar mix of multi-currency accounts, international transfers, savings interest, and investing tools without the exact same plan structure or fee model. Revolut stands out with its 75+ million users, up to 36 currencies held in-app, RevPoints rewards, and AI assistant AIR, but competitors may offer stronger local banking licenses, different interest rates, or simpler fee-free tiers. People compare options when they need better rates for specific corridors, prefer fully licensed UK banks, or want lower costs on stock trading outside monthly allowances. This page highlights established fintechs that match Revolut's core use cases like borderless spending, salary tools, and savings while differing in supported countries, insurance perks, or plan pricing. Review each alternative's strengths in transfers, interest, and investing to find the best fit for your travel, expat, or daily banking needs.

The 10 best Revolut alternatives

1.Thndr

10 Best Revolut Alternatives & Competitors (2026)

The 10 best Revolut alternatives

1.Thndr

2.eToro

3.Fidelity 401(k)

4.Trading 212

5.Interactive Brokers

6.Degiro

7.PPlus500

8.Saxo Bank

9.bbitrig

10.Charles Schwab

Revolut alternatives — frequently asked questions

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