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Balance

Balance

The first digital payment experience company, built for B2B.

Finance & AccountingFree

About Balance

Balance is the easiest way for B2B marketplaces, merchants, and service providers to process payments online. We raised our last funding round from Lightspeed, Stripe, and Max Levchin to build 'Stripe for B2B'. Balance offers the first business checkout, enabling business customers to pay How they want (check, card, bank) and When they want (net terms, payment plans, invoice payments). this is achieved while the seller receives the funds instantly and easily like card payment.

What Balance does

Balance provides financial infrastructure for B2B commerce with embedded payments, scalable digital trade credit, and B2B BNPL solutions. It enables sellers to offer net terms up to 90 days while eliminating credit risk and AR overhead through AI underwriting and full order-to-cash automation including invoicing, collections, and cash application. The platform supports customizable white-label experiences and seamless integrations for marketplaces and B2B teams.

Key features

  • Digital Trade Credit up to net 90
  • B2B BNPL at checkout
  • AI credit risk management
  • Order-to-cash automation
  • White-label buyer experience
  • Optimized B2B payments stack

Screenshots