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About Increase
What Increase does
Increase provides enterprise-grade banking APIs enabling technology companies to programmatically store, move, and reconcile money with direct connections to the Federal Reserve, Visa, FedACH, Fedwire, RTP, and FedNow. It offers bare-metal access to ACH transfers, wires, checks, real-time payments, flexible bank accounts, immutable ledgers, and Visa card issuance without pre-funding requirements. Customers benefit from same-day ACH, settlement tracking, unique account numbers, and customizable compliance programs through direct bank partnerships.
Key features
- ACH, wires, RTP and FedNow payments
- Visa card issuance and real-time auths
- Flexible FBO and customer accounts
- Immutable ledger and settlement tracking
- Direct-to-Fed and network integrations
- Programmatic compliance tooling
Compare Increase with alternatives
The three strongest alternatives to Increase are Stripe, Treasury Prime, and Modern Treasury. Stripe suits companies of any size wanting a global payment platform with flexible billing. Treasury Prime fits fintechs that want multiple bank options to avoid single-bank dependency. Modern Treasury is best for fintechs and platforms that need multi-rail payments with built-in compliance and a unified ledger.
See Increase alternatives