10 Best XTB Alternatives & Competitors (2026)

eToro is a multi-asset platform popular with LATAM traders for copy-trading and social features. It offers commission-free US stocks and a much larger crypto universe than Hapi. Unlike Hapi’s pure brokerage model, eToro uses CFDs for some instruments and may apply spreads or withdrawal fees. It is suitable for beginners who value community tools over strict SIPC custody.

Interactive Brokers provides direct market access to US equities, options and futures with very low commissions. It supports more than 150 markets worldwide versus Hapi’s US-only focus. The platform is more advanced and requires greater financial sophistication; it does not emphasize crypto trading the way Hapi does.

Trading 212 offers commission-free US stocks and ETFs plus a growing crypto selection. It is known for a clean mobile app and fractional shares similar to Hapi. Availability in LATAM is more limited than Hapi and it lacks 24/5 trading hours.

Binance is the largest crypto exchange by volume and also offers tokenized US stocks. It gives LATAM users access to hundreds of coins versus Hapi’s 50+. Regulation and custody differ significantly; Binance does not provide SIPC protection for securities.

Fidelity International serves non-US clients with US stocks, ETFs and research tools. It has no crypto offering and charges no commissions on US equities. Onboarding for LATAM residents is typically slower than Hapi’s five-minute app signup.

Plus500 is a CFD broker offering leveraged exposure to US stocks, indices and crypto. It does not provide actual share ownership or SIPC coverage. The platform appeals to short-term traders who want leverage, unlike Hapi’s long-term investing focus.

Revolut allows European and some LATAM users to buy US stocks and a selection of cryptocurrencies inside a banking app. Commission structures vary by plan and SIPC coverage is not provided for all assets.

Charles Schwab provides robust US stock and ETF access plus strong customer service. International accounts are available but require more documentation than Hapi. The platform does not include cryptocurrency trading.

Webull offers extended-hours trading and commission-free US stocks with a feature-rich mobile app. International availability is limited and it does not yet support cryptocurrency trading for most users outside the US.